The financial cost of a DUI conviction in Alabama can become long-lasting and far-reaching. After a conviction, the offender could spend tens of thousands of dollars in order to complete their sentence.
Outside of court, the impact of a DUI can lead to lower credit scores and higher interest rates that make it harder to finance your home, vehicle, and more.
Here are some of the negative financial impacts that result from a DUI arrest or conviction:
Civil Judgments and Auto Insurance
Auto insurance will not cover the cost of any civil judgment, including punitive damages. If a vehicle accident is related to a DUI offense, it will trigger an auto insurance policies DUI exclusion clause. Therefore, the defendant who is convicted of a DUI will be required to pay all of the damages “out-of-pocket.”
While the cost of the damages will vary depending on the severity of the accident, the amount can be a hefty bill for the offender to pay.
Cost of Treatment
Offenders are required to pay for any treatment that is legally required, which can cost thousands to tens of thousands of dollars for a program that is not often covered by health insurance.
During the trial process, a defendant may be required to undergo an alcohol or drug dependency screening. In the event that they are found to be a candidate for treatment, the offender could be legally required to complete a program.
Inpatient treatment at a private substance abuse treatment facility can cost anywhere from $1,000 per day to $20,000 for a 28-day program. Health insurance may cover up to 30 days per year, but most policies do not cover substance abuse treatment.
Health insurance may pay for up to 30 days per year, but many health insurance policies will not cover substance abuse treatment. This means that the offender may have to pay for the treatment program out of pocket, leading to a significant financial burden.
Adverse Credit Report
A DUI conviction can negatively affect an offender’s credit score. Unfortunately, this effect trickles down and complicates many aspects of your financial life.
It can be challenging to obtain credit in the future, leading to higher interest rates on loans and credit cards. This can also complicate the process of finding a rental property, as most landlords and property managers require applicants meet certain credit requirements.
Restitution
You may be required to pay restitution. Restitution is required in every criminal case in the state of Alabama where any party is injured by the criminal acts of another person.
In a DUI conviction, the court’s sentencing may include that the offender repay property damages or medical bills to the injured third party. Furthermore, the offender will be placed under continued probation until the full amount has been paid. This results in an ongoing financial obligations.
Probation and Random Drug Test Fees
There will be regular fees as long as an offender is placed on probation. This typically cost about $40-50 monthly or $480-600 annually.
During this period, the offender will undergo random drug testing by a Community Resource Officer or probation officer. The offender is required to pay for their screenings, which are typically $40 each.
Ignition Interlock Device (IID)
After an arrest or conviction, an individual may be required or choose to install an IID in their vehicle. The installation fee for the device is typically about $150 per vehicle. Unfortunately, the offender must pay a monthly calibration and supervision fee (about $40-50).
While this device can potentially reduce an offender’s probation or license suspension, a 24-month installation will cost the offender about $1,200-1,300.
Need Somebody in Your Corner?
From paying out restitution to lowering your credit score, the financial costs of a DUI can be significant and long-term. It spans far behind this overview.
To fully understand your risks and pursue the best possible outcome, you must hire reputable legal representation. Having a lawyer in your corner who understands Alabama DUI arrests and convictions could potentially mitigate or reduce financial consequences. Align yourself with an Alabama lawyer who specializes in DUIs. Contact the professional legal team at Sheffield and Lentine, P.C. for the guidance you deserve.